personal loan

The personal loan like to your personal needs

The personal loan or personal loan is a credit that does not necessarily correspond to a given purchase. You will be able to use the sum of money that will be lent to you, according to your free will. You can then any personal project or face a complicated financial situation.

In this sense, you will not have to justify the use of funds with the lending institution. You can use this amount in one go, or even in several times at a fixed rate for the duration of the loan. To subscribe, the steps are nevertheless identical regardless of their profile.

A different personal credit according to his profile

A different personal credit according to his profile

However, this personal loan is granted differently depending on the profile of the borrower. Indeed, depending on your activity, the conditions of obtaining, the interest rates or the terms of repayment vary quite significantly.

Some banks therefore offer specific offers of:

  • Loans for civil servants: for civil servants;
  • Student loans: for young people wishing  their higher education and next door;
  • Interim loans: for people on temporary contracts;
  • CDI / CDD loan: for people on indefinite or fixed-term contracts;
  • Professional loans: for business executives.

This list is not exhaustive, it is possible to find specific personal loans according to professional activities such as health jobs.

Compare personal loans

personal loans

The best solution to find a specific personal loan according to your profile is to compare consumption credits on Richard To do this, just fill out a questionnaire about your needs, your profile and your income in just a few minutes.

After calculating your credit consumption, several quotes will be presented to you and you will only have to make your choice. All offers are tailored to your profile and your needs. You will then be able to benefit from the best consumer credit conditions, at preferential interest rates!